## Winning Banker Is A Must

First of all, in order for us to win something, the banker bet must be correct. This is why it is extremely important to make a research before selecting the one. The great thing about the modern world of football is that you can more often than not rely on the top teams to win their games. For example: P(A,3,5) = 9 points win B(J,2,A) = 3 points. The hand closest to 9 wins. If you bet on the Player and the Player wins, you are paid 1 for 1 winning on your bet. If you bet on the Banker and the Banker wins, you are paid 1 for 1 minus 5% commission. If you bet on Tie and result is Player or Banker win, you lose your bet. China on Friday executed a former top banker accused of taking \$260 million worth of bribes, as well as other forms of corruption and bigamy, state broadcaster CCTV reported. Lai Xiaomin, the former chairman of Huarong - one of China's largest state-controlled asset management firms - was put to death by a court in the northern city of.

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Even the most elementary research efforts will tell you that the banker bet is your best choice in baccarat. That same research probably revealed that the player bet is only a slight underdog to the banker bet.

Players look at the similar house edge, and the commission for the banker bet and decide to go with the player. Look, this isn’t the craps table, where betting with the shooter is par for the course.

There’s no “hot hand” slinging 7s like machine-gun fire in baccarat and making the table rich. Check out why you should always make the banker bet in baccarat.

## Baccarat 101

Examining how the baccarat game is played will help to understand what makes the banker bet so good.

In a baccarat hand, the player and dealer each receive 2 cards; the object is to get as close to 9 as possible. Note that 10 thru King are valued at 0, and Aces are valued at 1.

If the total of the 2 cards reaches 10 or more, the first digit is dropped. So, 17 becomes 7.

If either the player or the dealer has 8 or 9, it’s considered a natural, and no more cards are dealt. If there’s no natural dealt, the player is dealt another card on 5 or less. The player stands on 6 or 7.

The dealer stands on 7-9. However, what the dealer does beyond those 3 is determined by the player’s hand.

The drawing strategy for the banker’s hand is where the banker bet gets its advantage. The fact that the banker’s hand will only draw a third card if the player draws is a tremendous advantage.

Still, depending on the third card results, the player will determine if the banker’s hand draws at all.

In real money blackjack, the casino gets its advantage in much the same way. The player must act first. Of course, the player may bust and lose immediately in blackjack. You don’t have that worry in baccarat.

Conversely, you’re not going to sit tight on a weak hand and hope the dealer busts. The baccarat table takes all of the choices from the player and makes them for them.

The only decision a player needs to make is to bet on the banker, the player, or a tie.

## You Have Choices

That’s right, in a game that eliminates all gameplay choices, the player has one critical decision to make.

That’s deciding where you’re going to place your bet.

Baccarat gives you only one chance to make a decision. You have 3 available betting options to choose from at the baccarat table.

These are to bet on the banker, the player, or a tie.

The tie bet pays out 8:1 if the player and banker tie the hand. Many players like the thrill of making the tie bet in hopes of cashing in on the 8:1 payout as opposed to the standard 1:1 for a win. Some players may get behind and see the tie bet as a way to recoup some of those losses quickly.

There are a few fundamental problems with this bet. Firstly, all ties at the baccarat table push. So, you’re risking money that you really don’t need to be putting in danger.

Secondly, bets occur in less than 10% of hands. You’re taking a 1 in 10 shot at an 8:1 payout. Does that math click for you?

In its most basic form, the tie bet is a total sucker bet, and you should never, under any circumstances, make this bet.

The banker bet and player bet are the only 2 you should ever consider while playing baccarat in a casino, online, or through a mobile baccarat app. While the 2 share a similar house advantage, the banker bet remains the slight frontrunner.

## The Math Favors the Banker

The banker’s hand wins roughly 46% of the time. The player hand is lower at slightly below 45%, with ties accounting for the remainder.

However, because a tie pushes, it effectively raises the banker’s hand to 51%.

### Winning Banker Is A Mustard Seed

The banker’s hand is such a great bet that all things being equal, the player would actually hold an advantage over the casino.

Imagine how much money you could fleece the casino if you were guaranteed to win 51% over the long-term.

Obviously, the casino can’t have tables full of players taking the casino’s money with impunity. So, they charge a commission.

This small commission tilts the edge back to the house. Even with the 5% commission, the house charges, the edge is still an incredible small 1.06%.

Unfortunately, you’re still going to lose in the end if you play long enough. However, the small edge means you can get a hot streak going and take some incremental wins.

Baccarat is one of the best games in the casino for the player. You’ll be able to play for longer and walk away from the table a winner more often.

Games with a small house edge are perfect for beginners and anyone wanting to stretch their bankroll to its absolute limits.

## How the Commission Affects Your Winnings

So, exactly what is this commission on the banker bet, and how does it affect your winnings?

The house charges a 5% commission on all winning banker bets. So, if you’re playing baccarat for \$20 per hand and betting on the banker, you’ll receive \$19 for every win.

### Winning Banker Is A Mustard

For a winning bet on the player, a \$20 bet would net \$20 in winnings.

This \$1 seems inconsequential, but remember it’s not a \$1 commission; it’s 5%. That’s an important distinction because it takes the edge away from the player.

If you are a whale playing for \$10k per hand, that’s a \$500 hit for every single win. Of course, if you’re paying \$10,000 per hand, \$500 clearly has a different value to you than it does me.

Still, that’s 1 full bet for every 20 wins. That makes a significant swing when you’re losing as many as you’re winning.

You should pay close attention to the baccarat table’s rules before you sit down. Some casinos institute a firm minimum commission.

These minimum commissions may be as little as \$1. If you’re playing for \$5 per hand, that’s suddenly a 20% commission.

This exponentially raises the house edge. If you’re not able to play for at least \$20 per hand, you’re better off finding another game.

I’ve asked everyone from casino executives to professional gamblers to explain the minimum commission trend to me, and not surprisingly, I’ve been given tons of different answers.

It boils down to two schools of thought. If you’re in the casino industry, it’s all about convenience and offering the best possible player experience.

If you’re a player, it seems easiest to chalk it up to greed.

Either way, you need to be wary of tables with a minimum commission.

## Why the Banker Bet Is Your Best Bet

The banker bet offers some of the best odds in the casino for you. It’s well worth the commission when you factor in your expected loss and see how far your money will go.

For example, let’s imagine you are playing for \$20 per hand and play 100 hands per hour. That means you’re putting \$2000 into play every hour.

We know the expected loss is 1.06% due to ties. So, that works out to about \$21 in losses per hour.

You don’t need a massive bankroll to spend all day playing baccarat for real money. You’ll obviously need enough to weather a losing streak, but it’s not as much as you’d need playing slot machines or roulette.

In fact, you’re facing such tight margins that you may be surprised how regularly you leave the casino a winner.

If you’re in the market to stay on the tables longer and win more often, baccarat’s banker bet is one of the best options in the casino.

## Baccarat Strategies to Avoid

Now that you have a clear cut strategy to focus on the next time you fly to Las Vegas let’s look at some of the baccarat pitfalls that you’ll want to avoid.

Many baccarat players will bet with the “big player.” It’s akin to betting the “pass line” on the craps table.

Look, I know that it’s appealing to want to bet against the house. When it comes to casino gambling, it’s very much us against them.

Don’t ever place a bet to spite the casino. They don’t care, and you’re going to lose.

Successful gamblers are able to make their decisions completely void of any emotional bias.

It would be best if you also ignored the trends. Baccarat tables will prominently display the results of several previous hands.

Have the casinos suddenly decided to take a philanthropic turn and sprinkle this beneficial knowledge amongst the struggling gamblers on the floor?

Not at all.

Misguided players believe they can spot trends and turn the tables on the casino. I’m going to say this once, casino games are games of chance, and the cards don’t care about probabilities or previous results.

## Conclusion

Know that you have a better understanding of why you should always make the banker bet in baccarat, you’re ready to launch yourself on a course of casino gambling success.

Keep in mind that you’ll still have an expected loss, but you’re going to spend hours on the tables, enjoying all of the exciting action.

Rules and Strategies for Baccarat

Perhaps the hardest thing about Baccarat is knowing how to pronounce the word. It’s 'bah-caw-rah', not 'back-a-rat'. Baccarat is one of the easiest table game to play. It’s the most uncomplicated game there is. All you need to decide is whether to bet on 'bank', 'player' or 'tie'. (Betting 'tie' is not recommended, the house edge is too high). Except for the tie bet, Baccarat has a very low house edge – 1.36 % if you bet on Player and 1.17% for bets on Banker.

While the rules may seem a bit confusing, keep in mind that there really is no need to know them precisely. It’s pretty much a game of chance, all you really have to do is decide which hand you think will win, and bet accordingly. However, knowing the basic rules will certainly help you follow what is going on, making the game a lot more enjoyable.

Two hands are dealt, one for the 'player' and one for the 'banker'. You can bet on one or the other. If the hand you bet on wins, you receive a 1 to 1 (even money) payoff. You can also bet that the hands will tie, but as mentioned above, it is not recommended. You receive an 8 to1 payoff, but ties occur less than once out of every ten hands, making the tie bet a poor choice.

At the start, each hand receives two cards. When necessary, additional cards are drawn according to the rules. The hand closest to 9 wins. Tens, Jacks, Queens and Kings count 0. The Ace counts 1 and cards 2 through 9 are at face value. The hand that comes closest to a count of 9 wins. Hands don’t bust like in Blackjack, because the first digit of a two-digit number is always dropped. For example, if 5 and 7 are drawn for a total of 12, the count is 2. When there is a tie, nobody loses.

If the first two cards total 8 or 9, the hand is called a 'natural' and it wins automatically, unless both hands have equal value 'naturals', in which case it’s a tie. If neither hand has a natural additional cards are drawn to determine a winner.

A dealt total of 8 or 9 points is called a natural, and no additional cards will be drawn. It is an automatic win unless the opposing hand has a higher natural (a 9 vs. an 8), or the hand is a tie.
A natural of 8 points is called le petit, a total of nine, le grande. On all other totals, 0 through 7, the drawing of an additional card depends strictly on established rules of play. There is never more than one card drawn to a hand in any case.
The player need not be familiar with the rules for drawing on the third card for the caller will direct the action and request that a third card be drawn if the rules require it. Just follow the caller's instructions - as easy as that!
The Player's hand will be acted upon first, and then the Banker's. Despite the different variations of baccarat, the third card rules for draw are consistent for games around the world.
The two card total of the Player's hand determines whether a third card should be drawn and is regulated by the following rules:

### Winning Banker Is A Mustang

Player Rules

Two Card Total Player's Action

0-5 Draw a card
6 or 7 Stand
8 or 9 Natural. Banker cannot draw.

After the Player's hand has been acted upon, it is the Banker's turn. Whether the Banker position receives a card depends upon two variables. In some cases, it depends upon his two card total, and other times, it depends upon the card that the Player position has drawn.

### Winning Banker Is A Mustache

If the Banker hand is 0, 1 or 2, a card is drawn, while with hands of 7, 8 and 9, no cards are drawn. The other Banker totals of 3, 4, 5 and 6 are drawn upon depending upon what card the Player position has drawn.

Rules for drawing or standing can be broken up as follows.

Situation 1: Either the Player or the Banker has a natural 8 or 9. It is an automatic win for the hand with the natural. If both hands have naturals, the higher natural wins. A natural 9 beats a natural 8. If the naturals are equal, the hand is a tie.

Situation 2: If the Player has a 0-5, Player must draw another card; if a 6-7, the Player must stand.

Situation 3: If Player stands, then Banker hand follows the same rules as the Player - it must draw on totals of 0-5, and stand on 6-7.

Situation 4: If Player draws, Banker must draw or stand according to the value of the third card dealt as shown below in the Banker Rules chart. Note that the Banker always draws on totals of 0-2, unless of course, the Player has a natural.

Banker Rules

Banker Bank Draws Bank Does Not Draw
Total When Giving When Giving
Player This Card Player This Card

### Winning Banker Is A Must

0-2 0-9
3 0-7,9 8
4 2-7 0-1,8-9
5 4,5-7 0-3,8-9
6 6-7 0-5,8-9
7 Banker Always Stands
8-9 A Natural - Player Can't Draw

Good thing, it's only for the dealer to remember those rules and not for the player. For system developers, it's a challenge to come up with some kind of a card counting method, and I haven't seen a successful one. With the above rules, that are much more complex than in Blackjack, it makes it very complicated to build such a method. Flat Bet Mini Play deals with the resulting outcome and takes advantage of unavoidable streaks, chops and other patterns that are formed.

Baccarat calls for just a few decisions: How much to bet and whether to bet on the bank, on the player or on a tie. Seasoned players avoid betting on ties, and for good reason. The casino will pay nine for one odds (which is really eight to one) if you bet that a hand will tie and it does. The casino advantage on this bet is over 14%. The casino has a 1.06% edge on the banker's hand, and a 1.24% edge on the player's hand. This percentage might lead you to assume that you're better off betting with the banker. But keep in mind that the casino charges a commission of 5% on your winnings when betting with the banker.

Even after paying a 5% commission on winning banker bets, betting on 'banker' is still a slightly (0.19% to be exact) better proposition than betting on 'player'. Banker hands win more often.

All bets are made before the cards are dealt. In live games every player at the table gets a chance to deal the cards, but you don’t have to deal, just pass the shoe to the next player. If you have the bankroll (often \$25 or more minimum bet), don’t let the tuxedoed dealers and fancy surroundings scare you away.

Play Baccarat at on online casino and you won’t need to feel intimidated stepping into a fancy, roped-off baccarat pit. And, on the computer, you’ll be able to play at considerably lower limits.

Indeed Baccarat is one of the better casino games to play online offering a low house edge of 1%. casinoreef an online casino portal offers a number of recommended casinos to play baccarat, all of which offer the main version known as punto banco, as well as other versions such as chemin de fer.

The 1 – 3 – 2 – 6 Betting System for Baccarat

In the long-run, the odds favor the casino and no betting system can change that fact. But that is not to say that this systems can’t work beautifully in the short term.

What makes the 1 – 3 – 2 – 6 system attractive is that you risk only two betting units for a chance to win ten units. You can make a nice profit with a minimal investment.

The first bet is one unit, if you win, add another unit, making the second bet a total of three units. If you win the second bet, there are 6 units on the table. Remove four units, making your third bet two units. If it wins add two more units, making it a total of six units for your fourth bet. If the fourth bet wins you’ll collect a total of 12 units, of which ten units are profit!

If you lose the first bet, the loss is one unit. Assuming you win the first, but lose the second bet, your net loss is two units. If you win the second, but lose the third bet, you have a profit of two units. If you win the first three bets but lose the fourth bet, you'll break even.

If you lose the second bet five out of six times and win four consecutive bets once, you’ll be right back to even. You can also use this system for even-money betting at any other casino game.

### Winning Banker Is A Mustard Seed

Good Luck!

Interested in a more serious system, try Izak's Progressive Baccarat.

Want to try this system now? Play at The Sands of the Caribbean