Union Bank Cd Rates

Posted : admin On 26.02.2021
  1. Find out more on the current CD, loan and mortgage rates here or visit our site to learn more! Union Bank Attn: Operations 1011 Red Banks Road Greenville, NC 27858. Lost or Stolen Card Debit Cards – 1-888-297-3416 Credit Cards – 1-800-854-7642, option 1 Gift Cards – 1-855-887-1836.
  2. Simply Free Plus checking. $1000 minimum to open (when activity requirements met). Balance: Interest Rate: APY. $0.01 to $100,000: 0.70%: 0.70%: Over $100,000.
  1. Union Bank Cd Rates Lincoln Ne
  2. Union Bank Cd Rates 2020
  3. Union Savings Bank Cd Rates Today
  4. Union Bank Cd Rates Promotion
  5. Union Bank Cd Rates California Today

Get a great rate on your account

Effective as of December 24, 2020

.How 36 month Step-Up CD's work: The initial interest rate will be in effect for two years. If on the second anniversary of the date of issue, the interest rate being offered by United Bank of Union on the 12 month CD is greater than the original Step-Up interest rate issued, the Step-Up interest rate shall be adjusted to that higher rate, effective for the remainder of the initial term only.

Rates for certificates of deposit & individual retirement accounts (IRAs)

TERM$1,000-$24,999.99 APY*$25,000 & OVER APY*
3 months (CD only)0.15%0.25%

6 months
Open Online

0.20%0.30%
9 months0.25%0.35%
10 months0.30%0.40%
11 months0.40%0.50%

12 months
Open Online

0.45%0.55%
13 months0.45%0.55%
15 months0.50%0.60%
15 months Access** (CD only)0.50%$10,000 min to open (new money)
16 months0.50%0.60%
17 months0.50%0.60%

18 months

0.50%0.60%
19 months0.55%0.65%
20 months0.60% 0.70%
22 months0.65% 0.75%
24 months
Open Online
0.65% 0.75%
27 months0.65%0.75%
30 months0.75%0.85%
36 months0.80%0.90%
48 months
Open Online
0.80%0.90%
60 months
Open Online
0.80%0.90%

Variable Rate Individual Retirement Accounts

18 month Variable***0.55%0.65%

*The Annual Percentage Yield (APY) is based on quarterly compounding. Paddy power app login account. Unless otherwise noted, you must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings.

**The Access CD offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. Requires $10,000 minimum to open

***Variable Rate IRA rate is subject to change after the account is opened. No minimum balance required to open account or obtain APY.

Effective as of October 8, 2020

Checking account rates

Simply Free Plus checking

$1000 minimum to open
(when activity requirements met)**

BalanceInterest RateAPY*
$0.01 to $100,0000.70%0.70%
Over $100,0000.10%0.10%

Simply Free Plus checking

$1000 minimum to open
(when activity requirements not met)**

BalanceInterest RateAPY*
$0.01 or more0.05%0.05%

Simply Free Platinum checking

BalanceInterest RateAPY*
$100 to $4,999.990.05%0.05%
$5,000 to $9,999.990.05%0.05%
$10,000 to $24,999.990.05%0.05%
$25,000 and over0.05%0.05%

You must maintain a daily minimum balance of $100 to obtain the APY.

*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Minimum opening balance is $1000 unless noted otherwise. Fees may reduce earnings.

**Statement cycle activity requirements: 12 debit card purchases posted (excludes ATM transactions), receive e-Statements via online banking (requires ongoing valid email address), access online banking, direct deposit posted.

Effective as of October 8, 2020

Money market and savings rates

Value Edge Money Market Account

$10,000 minimum to open

BalanceInterest RateAPY*
Less than $10,0000.05%0.05%
$10,000 to $49,999.990.10%0.10%
$50,000 to $249,999.990.15%0.15%
$250,000 to $499,999.990.20%0.20%
$500,000 and over0.20%0.20%

Union Money Fund

$50 minimum to open

BalanceInterest RateAPY*
$2,500 to $4,999.990.05%0.05%
$5,000 to $24,999.990.05%0.05%
$25,000 to $49,999.990.10%0.10%
$50,000 to $99,999.990.15%0.15%
$100,000 and over0.15%0.15%
You must maintain a daily minimum balance of $2,500 to obtain the APY.

Simply Savings account

$25 minimum to open

BalanceInterest RateAPY*
$0.01 or more0.05%0.05%

Simply Savings Student account

$25 minimum to open

BalanceInterest RateAPY*
$0.01 or more0.20%0.20%

*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.

Effective as of October 8, 2020

Health savings account rates

BalanceInterest RateAPY*
Less than $2,5000.05%0.05%
$2,500 to $9,999.990.10%0.10%
$10,000 to $24,999.990.20%0.20%
$25,000 and over0.40%0.40%

*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.

Guaranteed rates: See more of the green

Earn 0.50% APY* with our 16-month CD on balances $1,000 to $24,999.99. Check out our other promotional CDs below and our full listing at the bottom of the page to select the rates and terms that suit you best.

0.35% APY* on a 9 month CD for balances over $25,000

0.60% APY* on a 16 month CD for balances over $25,000

0.75% APY* on a 27 month CD for balances over $25,000

Special

0.90% APY * on a 60 month CD for balances over $25,000

CD & IRA SpecialsEffective as of December 24, 2020
$1000 minimum to open
Term$1000 - $24,999.99 APY*$25,000.00 and over APY*
12 month0.45%0.55%
16 month0.50%0.60%
27 month0.65% 0.75%
60 month0.80%0.90%

*The Annual Percentage Yield (APY) is based on quarterly compounding. Unless otherwise noted, you must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings.

Open a CD Online

15-Month Access CD

Get 0.50% APY* on new money to UBT

If rates rise or you just need to access your money, you can do it as often as once a week. Only new money to UBT eligible with a $10,000 minimum to open.

*Annual Percentage Yield (APY) is based on quarterly compounding. $10,000 minimum initial deposit with $1,000 minimum balance required. Minimum withdrawal of $1,000. Withdrawals may be made without penalty every 7 days. Withdrawals made within 6 days of opening or following a withdrawal will be assessed a penalty, which may reduce earnings. Not available for Public Funds.

Effective as of December 24, 2020

Rates for certificates of deposit & individual retirement accounts (IRAs)

TERM$1,000-$24,999.99 APY*$25,000 & OVER APY*
3 months (CD only)0.15%0.25%

6 months
Open Online

0.20%0.30%
9 months0.25%0.35%
10 months0.30%0.40%
11 months0.40%0.50%

12 months
Open Online

0.45%0.55%
13 months0.45%0.55%
15 months0.50%0.60%
15 months Access** (CD only)0.50%$10,000 min to open (new money)
16 months0.50%0.60%
17 months0.50%0.60%

18 months

0.50%0.60%
19 months0.55%0.65%
20 months0.60% 0.70%
22 months0.65% 0.75%
24 months
Open Online
0.65% 0.75%
27 months0.65%0.75%
30 months0.75%0.85%
36 months0.80%0.90%
48 months
Open Online
0.80%0.90%
60 months
Open Online
0.80%0.90%

Variable Rate Individual Retirement Accounts

18 month Variable***0.55%0.65%

*The Annual Percentage Yield (APY) is based on quarterly compounding. Unless otherwise noted, you must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings.

**The Access CD offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. Requires $10,000 minimum to open

***Variable Rate IRA rate is subject to change after the account is opened. No minimum balance required to open account or obtain APY.

CDARS Program

Make large cash deposits quickly and confidentially

If you have more than $250,000 to invest and you want it insured under the FDIC, CDARS (the Certificate of Deposit Account Registry Service) can help.

  • Make a large deposit quickly and confidentially through UBT
  • Enjoy full FDIC insurance, up to $30 million
  • Work directly with UBT as your one trusted contact for your investments

COVID-19 Relief

We know things are still rocky. We’re here to help our customers avoid further financial hardship. Please contact us to discuss your situation further.

Union Bank Cd Rates Lincoln Ne

We will send a maturity notice by mail two weeks prior to maturity.

Union Bank Cd Rates 2020

The grace period on a Certificate of Deposit is the maturity date plus 10 calendar days.

CDs offer a few advantages.

  • CDs typically pay a higher interest rate than other FDIC insured deposit products. Usually, the higher the rate, the longer the term.
  • Your returns are guaranteed. You will know exactly how much money you will earn by the time the CD matures.
  • CDs also have the security of being FDIC-insured up to the maximum limits.
What is the forfeiture for early withdrawal from a CD?

Union Savings Bank Cd Rates Today

7-90 day CD - All interest is lost

3-9 month CD - 92 days' worth of interest is lost

10-60 month CD - 182 days' worth of interest is lost

Union Bank Cd Rates Promotion

Can I have my CD's interest direct deposited into my checking account?

Yes, you can have interest direct deposited into your checking account or reinvested into your current CD

Union Bank Cd Rates California Today

Interest is applied to Certificates of Deposit quarterly and at maturity.