Card Games Involving Money

Posted : admin On 08.03.2021

Card Games

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A simple deck of traditional cards can yield countless math games for students at varying skill levels. Every game offers the flexibility to make the play easier, harder, or more complex – you get to decide! And with just standard deck of cards, you can bring math learning with you anywhere you go: car trips, restaurants, or just relaxing at home!

Card Games Involving Money

We found many of our favorite card games here; the following list is our recommended selection plus variation options, as well as a few of our own ideas!

Note: For these games, Aces = 1, and Jacks, Queens, Kings, and jokers are removed, unless otherwise specified.

Ten or Twenty
Practice Concept(s): Addition
Each player is dealt five cards and the remaining cards are placed face down in a pile at the center of the table. Flip over the top card from the pile and place it face up next to the pile; this will be the start of the discard pile. On each player’s turn, the player may pick up the top card in the face-down pile or one card from the discard pile, and that player must use exactly three cards to add up to ten or twenty. If a player cannot make a set adding up to ten or twenty on their turn, that player discards one card in the discard pile and the next player goes. If the player can make a set of cards with a sum of ten or twenty, they place down that set on their turn, pick up three new cards from the face-down pile, and discards one card to end their turn. (Players should end the turn with three cards.) The player with the most number of sets at the end of the game wins.

Closest To
Practice Concept(s): Place Value
This game is a great opportunity for early math learners to practice comparing ones-place, tens-place, hundreds-place, and as high up as you’d like! Starting with two digit numbers, deal out two cards per player. Each player takes the cards in their hand and rearranges the digits to create a number that is closest to 50. The players show each other their hands and the player who is closest to 50 wins the set of all of the players’ cards. Deal another two cards to each player and keep going until the deck is exhausted. The player with the most number of sets at the end of the game wins.

Change it up:

Do it for three digit numbers: Deal out three cards to each player on each turn and players are trying to create numbers closest to 500.
Four digit numbers: Deal out for cards to each player and the target number is 5000.
Go as high as you can!

Change it up again:

Pick different target numbers rather than 50, 500, 5000, etc. Try unusual numbers, such as 92, or 348, or 6,381.

Make 25 with 5
Practice Concept(s): Addition
Players are dealt five cards each and the remaining cards are stacked face down in a pile in the middle of the table. Players must use all five cards to create a sum of exactly 25. Players go around in a circle and on each turn, they pick up a new card either from the face-down pile or from the discard pile. Players discard one card per turn. First player to create a sum of 25 wins.

Change it up:
Make the game more challenging by changing the rules to include, or even exclude, certain operations. You can start by allowing subtraction, then bringing in multiplication and division.

Rule of 24 Card Game
Practice Concept(s): Arithmetic (Addition, Subtraction, Multiplication, Division)
Each player is dealt four cards from the deck and they must use all four cards to create an equation with a solution of 24 using elementary operations (+ – x ÷). This is a great game that encourages use of all four operations plus parentheses and the use of PEMDAS.

Math War
Practice Concept(s): Addition, Arithmetic
This game is a simple revision of the traditional card game of war. This fast-paced card game challenges players to quickly perform mathematical operations in their head to beat their opponent. Each player is dealt an equal number of cards from the deck, which they keep face down in a pile. When the players say “Go!”, each player flips over the top card from their own deck and show each other their card. The first player to call out the sum of the cards takes the set of cards and sets them aside. The players immediately flip over the next top cards in their deck and repeat. The player with the most amount of cards when the decks are exhausted wins.

If there is a tie, perform the traditional War Tie Breaker Rules: Each player draws three cards from their deck and places them face down, then each player draws a fourth card and the first person to call out the sum of the new cards wills all of the cards.

Change it up:
Make the game more challenging by changing the rule from addition to subtraction. Also try multiplication and -if you’re daring – division!

Easy Card Games For Money

Math Memory
Practice Concept(s): Arithmetic (Addition, Subtraction, Multiplication, Division)
Lay all of the cards down on the table face-down in a grid. Players take turns flipping over three cards and seeing if they can make an equation with the face-up cards. Younger players can try using addition and subtraction, and older players can also try using multiplication and division. Players are challenged to remember what cards every player has flipped to help them create equations on their own turn. The player with the most amount of cards at the end of the game wins.

Change it up:
Make the game more challenging by using all of the cards: add in the Jack, Queen, and King (J=10, Q=11, and K=12).

Math Boggle
Practice Concept(s): Arithmetic (Addition, Subtraction, Multiplication, Division)
If you’ve already played the regular game of Boggle (finding words in multiple directions from a set of 16 letter cubes) learning this game will be a cinch. For this game, each player will also need a pad of paper and a pencil. Lay 16 cards down on the table face-up in four rows and four columns. Set a timer and when you call “Go!”, players look to see where they can find equations among the sixteen different cards. Players can write down equations that go vertically, horizontally, diagonally, and even zig-zag, so long as the cards are in order and are touching at a side or corner. For example, if a player finds a 4, 3, and 1 next to each other, they can write “4 – 3 = 1” as an equation, or “1 + 3 = 4” as another equation. However, if the player finds a 3, 4, and 1 in a row, they cannot rearrange the numbers to make “4 – 3 = 1″ or ” 1 + 3 = 4″. (Comparison: if you find TAC on a Boggle Board, you can read the word backwards to make CAT. However, if you find CTA on a Boggle Board, you cannot make “CAT” going forward or backwards, so you cannot make the word.) For starting players, allocate more time, such as five or seven minutes. For more experienced players, begin reducing the time down to as little as two minutes.

Change it up:
Make the game more challenging by using all of the cards: add in the Jack, Queen, and King (J=11, Q=12, and K=13).

Target Number
Practice Concept(s): Arithmetic (Addition, Subtraction, Multiplication, Division)
The goal of this game is to create an equation with playing cards to get as close as possible to a target number. This game is fantastic practice for all operations as well as order of operations (PEMDAS).

To start: Select the target number by rolling two dice: roll one die for the tens place, and roll the second die for the ones place. (Ex: if you roll a 4 first, and then a 6, the target number is 46.)

Players are dealt five cards each and the remaining cards are set aside. Players may use whatever cards in their hand that they can to create an equation that gets as close as possible to the target number. Once all players are ready, each player reveals their equation to the other players. Whichever player created the equation that gets them closest to the target number wins this round, and collects all of the cards that were played by all players during this turn.

The dealer then re-deals out cards to each player such that each player has five cards again. Repeat until the entire deck has been used up. The player with the most amount of cards at the very end of the game wins.

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If there is a tie, players set aside all of the cards in a “winner’s pot” on the table, and whoever wins the next round will win that round’s set of cards PLUS the winning pot from the first round.

Players do not have to use all of the cards in their hand, but playing more cards means collecting more cards if they win the round, which means the player is closer to winning the full game. This encourages players to get more creative with their equations.

Younger students: Use addition and subtraction.

Students who are learning multiplication tables and up: Use addition, subtraction, multiplication, and division, and PEMDAS (order of operations.)

Change it up:
Roll two dice for the tens place and take their sum, and roll two dice for the ones place and take their sum. (Ex: If you roll a 3 and a 4, the tens place is now 7, and if you roll a 7 and a 2, the ones place is 9.) (Additional note: If you roll a 3 and a 4 for the tens, then a 7 and a 4 for the ones, you have 7 tens and 11 ones – which is 7 tens + 1 ten + 1 one 81! This is a great practice for gaining a more intuitive feel for placeholders.)

Change it up even more:
You can also add more dice to roll for hundreds place.

Closest To: Comparing Fractions

Practice Concept(s): Fractions
The purpose of this game is to engage in a discussion of comparing fractions of different numerators and denominators. Start by setting the target number to zero, and the player that can make the smallest fraction (closest to zero) will win the hand. Deal each player three cards. Players must select two of their cards to create a fraction: one card for the numerator, the other card for the denominator. Players go around and show their hands, and they discuss who has the lowest fraction and why. The player who has the lowest fraction collects everyone’s cards as points and sets them aside. Deal out three cards to everyone again and repeat.

Change it up:
Advance the gameplay as players become more comfortable by using any of the following ideas:
–> Allow players to use two cards to create a new numerator or denominator by adding or subtracting. Ex: If a player is dealt 4, 6, and 8, they can make a smaller fraction by creating (6-4)/8 than if they just used two of the cards.
–> Deal four cards to each player and specify that players must use all four cards creatively.
–> Change to the goal to make the target number 1, where the player closest to 1 without going over wins.
–> Change the goal yet again to make the target number 1, but players can go over one (thus creating improper fractions.)
–> Design your own goals! (Target number = 2, 1.5, etc.)

Try not to use paper and pencil for drawing or writing the fractions down during gameplay. The purpose of this game is to have students think intuitively about how differences in the numerators and denominators changes the value of the fraction. Drawing pictures is helpful for students who are beginning to learn fractions, but as game play advances, encourage students to visualize the fraction solely in their minds and explain it in words. This promotes a deeper, more intuitive understanding of fractions that will be beneficial when students are required to compare numerical fractions on paper.

Advice for Playing Any Math Game

Be flexible with the rules: Start with any of these games and play by the rules listed here, but make the game more accessible and more interesting by changing the rules. For example, in “Make 25 with 5”, you can make the game more challenging by using other operations than just addition. You can also make the game more accessible by relaxing the rule of using all 5, especially for younger players, encouraging them to make 25 with any number of cards.

Relaxing rules like “you must use all x cards” makes a game less intimidating and – more importantly – more engaging for players. A child who sees a sum of 25 with three cards instead of all 5 should be encouraged to recognize and explain that equation. You can then offer bonus points for using more cards and more equations. This is also ideal if you are playing with children of varying skill levels. Approaching games like these with higher opportunities for success, plus opportunities for more epic successes, is tremendously more rewarding than approaching games with only occasional successes and more frequent failures.

More Ideas?
Do you know of a fun and rewarding math game using a deck of cards?
Contact us to share your idea with other students, parents, and educators!

How To Play Cards For Money

Welcome to Ars Cardboard, our weekend look at tabletop games! Check out our complete board gaming coverage right here—and let us know what you think.

'Aaron, just tell me the truth. I’ll believe you. Are you a spy?”

Of course I was a spy. I’m always a spy. We had already played several rounds of The Resistance that night, and I had drawn one of the spy cards every game. Our last mission had failed because of a betrayer, and my mom was in charge of assembling the team for our next mission. I needed to be on that team so I could tank the mission and secure the win for the bad guys.

I looked up from the table and met my mother’s eyes.

“Mom, I promise you. I’m not a spy.”

In modern board games parlance, “bluffing” is a nice word for “games where you lie through your teeth to the people who trust you most.” And the “lying games” business is booming. As it turns out, people love lying to each other. Today, Ars Cardboard sifts through the scores of bluffing and social deduction party games to bring you a look at four games that define the genre.

These games are perfect for holiday gatherings because they’re quick and easy to teach, generally short, and entirely based on social interaction. You want to make sure that no one is going to get their feelings hurt too badly by being lied to, but you might be surprised by just how ruthlessly cunning your 90-year-old grandparents can be when they’re trying to hide something. Pick one of these titles up for your New Year's Eve extravaganza.

Coup (2012)

With a total component count of 15 cards, a handful of money tokens, and a few player aids, Coup is the simplest game on our list today. It’s also cheap, quick to play, easy to teach, and an absolute blast with almost any group.

In Coup, players take on the role of high-level government officials jostling for power in a cyber-punky dystopia, where they must bluff, steal, and kill to become top dog. At the beginning of the game, players are dealt two face-down character cards, which represent members of the court they hold influence over. Knock out the other players’ characters by flipping up their cards to win.

On your turn, you can also use the special powers of your characters. The Duke, for instance, lets you take three coins from the bank. The Captain can steal two coins from another player. The Ambassador lets you exchange your cards with cards from the central draw deck. The Assassin can flip another player’s card up for the cost of three coins, and the Contessa can block assassination attempts. Each player can also do basic actions, like getting one coin for free or performing an unblockable coup against another player, which costs seven coins and forces your target to flip up one of their cards.


But say you want to use the Duke’s ability and you don’t have a Duke card. Why let a little thing like the truth stop you? Just put on your best poker face, declare that you have a Duke anyway, and reach for your three coins. If other players don’t believe you, they can call you on it. If you’re caught in a lie, you have to flip up one of your cards. If someone falsely accuses you of lying, though, he or she has to flip up one of theirs.

Card Games Involving Money Crossword

In many ways, Coup is essentially a better version of the old card game Bullshit (or I Doubt It, if you learned it from my Mennonite grandmother). Tell the truth or lie; see if others believe you. As the game goes on, more cards are turned face up on the table, so the space for broad, reckless bluffing narrows.

Coup takes 15 minutes or less to play, and the rules can be explained in a fraction of that time. The excellent Reformation expansion adds team play, a new role, and enough cards to boost the game’s maximum player count to 10. If you’re new to bluffing games, Coup is the perfect place to start.

Sheriff of Nottingham (2014)

It’s rough out here for a poor merchant. You’re just trying to get into Nottingham to make an honest living selling some apples, but there’s a holdup at the gate. The sheriff has set up a checkpoint, and he’s forcing everyone to declare what they’re bringing in. OK, fine, you might also have an illegal firearm or two in the back, and you might be bringing in a small pouch of contraband spices, but that’s none of the sheriff’s business! Maybe he’ll wave you on through without a fuss if you toss him a few coppers…

Sheriff of Nottingham is essentially “Customs: The Game” (an earlier incarnation of the game, Hart an der Grenze, actually had a border-crossing theme). Players begin with 50 gold and six cards representing various goods, and the goal is to amass the most money (i.e. points) by the end of the game. Each round starts with players discarding any cards they don’t want and drawing new cards from either the draw deck or two central discard piles. The goods can be legal (apples, cheese, bread, or chickens) or contraband (crossbows, silk, pepper, or mead). Legal goods are worth a modest amount of points, and you’ll want to collect large sets of them to get bonus points at the end of the game. But the contraband is where the real money’s at.


Players load their cards into small velvet merchant pouches, toss each pouch over to the sheriff—a role that rotates each round—and declare what’s inside. The only rules are simple: you must declare one legal good, and you have to tell the truth about how many cards are in your pouch. Anything else is between you and your conscience. Want load up your bag with illegal mead and tell the sheriff it’s a bag of chickens? Go for it.

After everyone has made a declaration, the sheriff gets to decide who’s telling the truth. Roleplaying is highly encouraged.

So I’m the sheriff and Rebekah tosses me her bag, telling me there’s naught but four lovely loaves of bread inside. “I swears it, m’lord!” she says in her worst cockney accent. I pick up the bag, raise it to my nose, and inhale deeply. “Four loaves of bread, eh?” I say, squinting. “I don’t believe you. But I suppose I could be convinced..”

Did I mention you can bribe the sheriff? You can—and you can bribe to get almost anything you want.

“I’ll give you five coins to let me through.”
“I’ll give you three coins to check Amanda’s bag.”
“I’ll give you four coins to check my own bag. DO IT, YOU PANSY.”

The sky really is the limit here, and the bribing system opens up some truly creative avenues for bluffing and counter-bluffing. But in the end, the sheriff has to decide whether or not to let each player through. If he does, he tosses the player’s bag back and the player adds the cards to her board (legal goods face-up, contraband face-down). If he decides to check a pouch, he snaps it open and takes a look. If the player was lying, she has to pay a fee to the sheriff for each card she was lying about. If she was telling the truth, the sheriff must pay her a fee for every card in her bag. False accusations can be costly, but you can’t let that sniveling merchant smuggle in a wagon full of lucrative contraband, can you?

Most bluffing games exist somewhere on a continuum of “pure logical deduction” to “pure social reading.” There is some light logical deduction to be found in Sheriff of Nottingham, but the bulk of the game is in trying to read your opponents. I’ve seen players win by being truthful the entire game, but there’s always the danger of a perennial honest Abe dropping a big bag of contraband onto his board when you least expect it.

What Card Games Can You Play For Money

Sheriff of Nottingham is fairly group-dependent; if players joylessly trudge through the motions, the game will fall flat. Get into your role, though, and you’ll be treated to a very social, hugely fun bluffing game.