Baccarat Explained

Posted : admin On 28.02.2021
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Baccarat is a casino gambling game with a fairly long history.

Originating in Italy, this card game spread to France in the 1400s and eventually made its way to the western hemisphere. This gambling game may be unfamiliar to some casino goers, but it is a thrilling game that is offered on most online gambling sites.

Baccarat can be found in nearly every casino, but it is usually played by high-rollers and upper class gamblers. Internet baccarat is the perfect opportunity to join the wealthy gamblers and play with the best of them. Baccarat may appear confusing at first glance, but the rules are relatively simple.

Baccarat Rules

Baccarat exists in three versions but the most common is Punto Banco.


In this version a gambler can bet on one of three possible outcomes - Player, Banker, or Tie. The terms 'Player' and 'Banker' do not represent the better and the house, they are just betting options.

In most casinos baccarat allows for gamblers to do something other gambling games do not - players may take turns dealing the cards. Two hands are dealt in baccarat. The dealer's hand is designated as the banker and the other hand is designated the player. Gamblers may bet on either of these.

Two cards are dealt to both the player and the banker and the cards are assigned the following values:

10, Jack, Queen, King
Value: 0

The baccarat hand with the highest score wins. Totaling the scores in this gambling game is very unique, however. A score is calculated by adding the values of the two cards, and ignoring the tens spot. For example, if a hand consisted of two 8's the total would be 6, not 16. Baccarat hands range from 9, the best hand, to 0, the worst hand or 'baccarat.' Oddly, this casino gambling game is named after its worst possible hand.

Once the first two cards are dealt, a third card may be dealt based on the following criteria:

Player's Hand

  • If the either the player or the banker have a total of 8 or 9, it is called a 'natural' and the hand is over.
  • If the player has a total of 6 or 7, the player stands.
  • If the player has a total of 0-5, the player draws a third card.

Banker's Hand

Whether the banker draws a third card is determined by the banker's hand, whether the player drew a third card, and which card the player received.

When the player did not draw a third card:

  • If the banker has a total of 6 or 7, the banker stands.
  • If the banker has a total of 0-5, the banker draws a third card.

When the player did draw a third card:

  • If the banker has a total of 7, the banker stands.
  • If the banker has a total of 6, the banker draws a third card if the player's third card was 6 or 7.
  • If the banker has a total of 5, the banker draws a third card if the player's third card was 4, 5, 6 or 7.
  • If the banker has a total of 4, the banker draws a third card if the player's third card was 0, 1, 8, or 9.
  • If the banker has a total of 3, the banker draws a third card if the player's third card was 8.
  • If the banker has a total of 0-2, the banker automatically draws a third card.

These third-card rules may seem confusing, but luckily you do not need to memorize them. Casinos will take care of all of this and with online gambling sites, the third cards may be automatically dealt when appropriate. The only thing the gambler has to worry about is placing the initial bet.

Baccarat Betting

As explained above, the gambler may bet either Player, Banker, or Tie. If a gambler bets on the player and wins, the payout is 1 to 1. If a gambler bets on the banker and wins, the payout is 1 to 1, minus a 5% commission. If a gambler bets on a tie and wins, the payout is 8 to 1.

Baccarat Strategy

Unfortunately, there is no way to control how the cards are dealt in baccarat. This limits the strategy that can be used. However, you can control how you bet. This is where baccarat strategy centers.

Any card game can be mathematically analyzed to determine the odds of each hand. Baccarat betting should be based on the calculated odds. For a full analysis of baccarat strategy and betting methods, check out our Baccarat Strategy page. We also rank the top Baccarat websites to make sure you find the best games available.

Additional Casino Games

To read about any other online casino game simply choose from the list below. We offer everything from basic rules of the game to in-depth strategy.

Welcome to the best baccarat strategy resource page online. We’ve put some of the top strategies to test and have provided some tips to help you win more often. You’re going to learn some excellent baccarat tricks to win today. There’s no need for fancy betting systems. Common sense will get the job more often!

Can Baccarat Be Beaten? – Understand The Casino’s Advantage

Any baccarat strategy should consider the house edge when making the various bets. As you can see, it’s never a good idea to make the ‘suckers bet’ by betting on a tie. The banker bet has the lowest house edge, but there’s a catch!

  • Banker bets have a house edge of 1.06%
  • Player bets have a house edge of 1.24%
  • Tie bets have a house edge of 14.4%

Needless to say, don’t make the tie bet! While the banker bet looks most appealing from the table above, don’t forget that most casinos take a commission on banker wins. Player wins don’t pay a commission, so betting on the banker has a slight disadvantage. It’s important to remember when you play baccarat, and it’s why we prefer to make the player bet. Also remember that whatever baccarat strategy you end up using, the house edge won’t change.

Baccarat Strategy – Which Ones Actually Work?

What’s the best baccarat strategy? We’ve tested some of the most common ones here. We’re always adding to this section, so as we hear about new strategies, we’ll put them to the test and list them here. Will an effective baccarat strategy help you win more often? Read these pieces and you’ll find out the best way to play the game of baccarat for your personality type, goals, and available bankroll. Does the baccarat pattern strategy work? What about other strategies? There’s only one way to find out!

  • The 1324 Baccarat Strategy – In this piece, we explain how the system works, how it guarantees a win after the second bet, and we’ll show you a real video of us putting it to the test.
  • Martingale Baccarat Strategy – We put the riskiest baccarat strategy to the test here. Does this negative progression system work? Find out here.
  • The Paroli Baccarat Strategy – This baccarat strategy takes advantage of winning streaks and aims to maximize profits. Learn all about how to use it and whether or not it works here.

We’ll be adding lots of new baccarat strategies as our team discovers, studies, and analyzes them. As you’ll see, we test each strategy, find out if they give you any advantage as a player (such as by reducing house edge), and report our results. You should really read these before you spend real money testing any baccarat strategy.

How to Win at Baccarat – Simple Tips & Tricks

1. Beware the Banker’s Cut!

When you learn baccarat rules you will know it’s normal for the casino sites to take a cut of the proceedings during a game where you bet on the banker to win. This represents the house edge and is how the casino makes its money. Any true winning baccarat system will factor this in.

Keep in mind that the bankers cut should be in and around 5%. If you want to know how to consistently win at baccarat, it’s essential to check this, however, because some casinos will try to take advantage and take as much as a 20% cut for banker bets. Go for the lowest commission every time.

Reading the game terms and conditions is a great way to learn more about this. Alternatively, ask the customer service reps what the banker’s cut is. If you don’t trust them to tell you the truth, you shouldn’t be playing at that particular casino in the first place.

This is left out of most ‘how to win at baccarat’ guides precisely because they’re not out to really teach you how to win. The best bet to make is player in most cases. Only make the banker bet when the player bet has been on a winning streak and you feel it’s about to change. This information should always factor into your baccarat strategy.

2. Baccarat Bankroll Management

This money management tip will help you more than any baccarat pattern reading or slick tricks. It’s very important to take your chips and walk while you’re ahead. It’s too easy to go on a ‘run’ in baccarat and double your money up to 10 times in a row. We’ve personally experienced a huge run, and have watched £100 turn into over £3k at the baccarat tables in about 15 minutes at one of the popular casino sites.

It’s so tempting to keep going, but no matter how slight the house edge is, it is going to catch up eventually and take you out. You have to learn to control those overwhelming brain chemicals that make you feel invincible when you are up a few grand. Walk away before the house takes back everything and sends your mood plummeting. You need to stick to your baccarat game strategy at all costs!

The only way to win baccarat consistently is to keep your head on your shoulders and walk when you’re in the green. Money management is everything. Emotion will always be the undoing of even advanced baccarat players! It’s more important than any baccarat strategy.

Lastly, remember to calculate the banker bet commission in any bankroll management plan.

3. Using Baccarat Bonuses – Read the Fine Print

It’s possible to use a generous casino deposit bonus to really stack your bets and start accumulating large amounts of money risk-free. If you play baccarat online and double it several times in a row, without risking your own cash reserves, you could really start to beat baccarat quite quickly without a lot of risk.

You might be disappointed, though, when you realize that the terms of the bonus dictate that you can’t withdraw your winnings and attempting to do so could cause you to lose everything.

Even at reputable online casinos you can trust, make sure you read the fine print. It’s pretty annoying to realize all that money you’ve won was never real to begin with, until you survive betting it x50 times over, at least!

Here’s an example of a baccarat bonus you don’t want to take:


£100 bonus, minimum deposit £20, wagering x60. £500 conversion limit.

In the above example, there are two things which make this a terrible baccarat bonus. First, the wagering requirements are far too high. You would have to bet £5,000 before you could withdraw the £100 bonus. Second, you can only withdraw £200 of what you win. That’s the conversion limit, and that means this bonus sucks. The minimum deposit is also far too high as compared to the size of the bonus.

Here’s an example of a much better deposit bonus you’ll want to take. We would consider taking this one:

£100% deposit bonus, minimum deposit £20, wagering x20. No conversion limit.

4. Accounting for the Element of Luck

Keep in mind that it doesn’t matter how good your baccarat system is, how well thought out, or how mathematically sure you are that it will work – all casino games involve luck. Anyone who plays baccarat for a living will confirm this. No matter what, lady luck has a role and no baccarat tips and tricks can overcome her influence.

When considering how to win at baccarat, don’t forget that lady luck will ultimately be in charge. Experienced gamblers know she’s either with you or she’s not, and there’s very little your system can do to help that. Even though there are set baccarat odds, lady luck still reigns supreme. Even the best bet (player) won’t win every time.

If you play a few games and it just isn’t happening, walk away and come back another day. Trust your gut instinct, especially if you’re an experienced gambler. Your subconscious is trying to tell you lady luck isn’t around, and betting against that is futile. Hopefully, these baccarat strategy tips will help you.

If you visit a real casino, you’ll see players keeping track of every hand result as in the baccarat table above. The results above don’t include the tie bet, but they would if it had come up. They think they can spot baccarat patterns in it. We’re telling you this is BS. There’s no pattern. Each hand is determined by random chance. Don’t waste your time with baccarat superstitions like this.

5. Manage Your Emotions & Have a Plan

There’s nothing more fatal to a winning baccarat strategy than getting carried away and forgetting the plan. Yet it happens far too often! One of the main reasons we gamble is the rush of it, and going on a roll and seeing those digits stack up in the ‘winnings’ column can really cause you to lose focus and perspective.

Stay sober, shake it off and refocus after a big win. Let the excitement settle, stop playing for a while if you have to, and stick to the game plan.

Never bet more than you set out to play with, walk away when your predetermined number has been met or exceeded, and if you’re playing a strategy like the double down or martingale, don’t change halfway through. Think about it up front, and stick with it ’till the end!

Playing Live Dealer Baccarat – A Better Experience

If you’ve never played live baccarat before, we suggest trying it out ASAP. There’s nothing wrong with the digital games, but playing with a live dealer makes the experience much more enjoyable. There are also some interesting new baccarat variants available in live casinos which you won’t find digital versions of. We’ll walk more about some of them in this section. The good news is that you can use every baccarat strategy above on live games, too.

Baccarat Roads Explained

Lightning Baccarat – In this baccarat game, multiple cards are selected randomly and given multipliers of up to 1,000x. If you win and these cards are included in the winning hand, you’ll win those multipliers. In this way, a simple £1 bet on baccarat could turn into a £1,000 windfall. It’s really worth trying this version of live baccarat.

Dragon Tiger – This isn’t strictly speaking baccarat proper, but it does service from baccarat and belongs to the same family of card games. It’s the simplest game we have ever seen. Two hands are dealt, and whichever has the higher card wins. It’s a much faster-paced game, so you can win (and lose) money much more rapidly.

Speed Baccarat – Evolution Gaming powers this version of live baccarat. As the name suggests, it’s a baccarat game with the speed dial turned up. Every hand will take just half the time of a standard game. If you have a need for speed, try this game.

Live baccarat does tend to cost a little more to play if you like to bet for the minimum cost per hand. Typically, you’ll pay £1 per bet. High stakes players can wager up to £10,000 per hand in some live baccarat games.

There’s no comparison between live games and digital ones. Since every baccarat strategy will work on live games just as well as on digital games, why not play baccarat at a live dealer online casino? Some of them also have side bets that pay more than the tie bet. Side bets like pairs and perfect pairs make for unlikely but potentially high-paying opportunities.

How to Win Baccarat More Often – A Summary

What Is The Difference Between Baccarat And Mini Baccarat

When you begin learning baccarat strategy, the tables, numbers, and systems can seem mind-boggling and overwhelming. It seems impossible to find simple baccarat systems that work, doesn’t it? Phil Ivey created one, but he paid the price for it by being labelled as a cheat.

That’s just how people who are selling you systems related to how to win in baccarat like to keep things. That way if the “baccarat sure win formula” they sold you doesn’t work they can always fob you off with some math they know you likely don’t understand and bet you’ll go away without saying anything. You’ll lose real money when you use these systems. We’ve even seen card counting strategies for baccarat. They don’t work!

Yet baccarat strategy doesn’t have to be complicated. Sticking to some key playing principles will help you beat baccarat majority of the time. Above are some playing tips that will teach you how to win at baccarat more often, or at least not to make the amateur mistakes which make it easy for the casino to take your bankroll.

So, how to win at real money baccarat, then? Follow these common-sense baccarat tricks to win to learn how. There’s no baccarat secret pattern or cheat. It’s just common sense and improving your chances through understanding how baccarat works and avoiding the most common mistakes.

Baccarat Score Sheet Display Explained

Before you play for real money, please be aware that beginners should read our ‘How to Play Baccarat‘ article if you don’t know the rules by heart. It won’t make much sense if you don’t understand the basic rules and gameplay of the game of baccarat. Take some time to read it; this is a very easy game with two cards for the player and banker, and extra cards only dealt in some circumstances.

What Does Baccarat Mean

When you type ‘how to win baccarat for sure’ into a search engine and are bamboozled with endless tables, numbers systems, and complex looking equations, remember it’s all smoke and mirrors designed to lighten your wallet and get you to buy the system. There are no magical fixes. Effective baccarat strategy is just the same as winning any other casino game. Playing by the great gambling principles laid out above will help you come out on top more than any other system you could pay for, and we’re telling you for free. Oh, and remember, don’t make the tie bet; it may pay well, but you’ll rarely win it!

Baccarat Explained How To Win

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